Appraisal services for Alexander and Buncombe County homeowners

The top seven reasons NC homeowners call on Accurate Appraisal Services:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. To lower their mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a NC divorce, when property needs to be divided
  7. Settle an estate in NC by determining the true market value of property in question

Do you own a home in or near Alexander? Do you need help determining the price of your real estate?
Contact Accurate Appraisal Services.

We at Accurate Appraisal Services understand the special needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Accurate Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are seasoned in helping people just like you delete unnecessary PMI insurance.

Challenging Buncombe county's assessment of your property

If you live in an area that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting a professional appraisal from Accurate Appraisal Services is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Accurate Appraisal Services can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have an expert double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Accurate Appraisal Services can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.